Every business needs insurance for their company, and car wash businesses are no different. Depending on the type of car wash (self-service or full-service), they can have many different things to insure, including their buildings and washing machinery. They also need standard insurance like liability insurance. Car washes also have to worry about damaging customers’ vehicles. Cars can be costly, so having proper coverage if a customers’ car gets damaged is essential.
Businesses face many different types of liabilities that they can insure against. Any business can benefit from liability insurance to protect against a customer getting injured on their property. However, car washes face many unique risks, making their insurance needs unique. Car washes often use heavy machinery to clean cars. This machinery can be dangerous and cause significant injury or even death, so car washes likely need higher liability coverage levels than other businesses. The machinery could also malfunction and damage a vehicle, leaving the car wash liable to cover the repairs.